If you have an e-commerce store, online stores, or any other type of business and need to send or receive payments, these alternatives to PayPal are for you.
It is important to keep in mind that most of the applications listed below charge you for using their services (PayPal does too). Therefore, be sure to check the rates before using them.
1. Shopify Payments
Official site: https://www.shopify.com
Shopify Payments allows you to accept online payments. It is a great solution for business owners looking for a simple way to accept payments online. You do not have to set up an external payment provider or merchant account when you use it.
Of course, this tool is only useful if you have a Shopify store. If you own another type of business or have your store somewhere else, then this is not the tool for you.
However, if you have a Shopify store, or plan to open an online store, then you should definitely consider Shopify payments.
It comes fully integrated with your store. Once you have set up your Shopify store, you will have access to the payment features of it. Therefore, you can accept all major cards, such as American Express, Visa, MasterCard, and Discover.
Official site: https://stripe.com
If you are a business owner and you are looking for a good online payment platform, then you might want to take a look at Stripe.
Using this site, you can easily configure online transactions.
Stripe has a large number of features available, which make it perfect for commercial use.
With it, you can:
- Billing customers on a recurring basis.
- Establish a market
- Simply accept payments.
Per transaction, strip charges are 2.9%, plus $ 0.30.
Official site: https://www.dwolla.com
If you own an e-commerce company and are looking for an online payment system and a mobile payment network, then check out Dwolla.
It allows you to accept bank transfers.
With it, you can facilitate ACH payments and verify customer and bank account information within this platform.
4. Amazon Pay
Official site: https://pay.amazon.com
Amazon Pay is excellent for both large and small businesses.
By using it, your customers around the world can make the payment using information already stored in their Amazon accounts.
Therefore, it basically makes the payment process faster and easier for your customers.
And, since Amazon is such a respectable company that most people know it, it’s a great option. Amazon also offers fraud protection at no additional cost.
Official site: https://squareup.com
Square is a great tool for both online businesses and brick and mortar businesses.
Square offers a credit card processing service. When you register, it sends you a free reader that you can use to pass credit cards anywhere.
It is a very useful tool that can be connected to a mobile device.
And, you can even accept customer tips with Square and register gift cards, cash, and other types of offers.
You can also sell with Square Register, which is a fully integrated point of sale system.
You have many other useful e-commerce tools available, such as Square Checkout. This allows you to accept payments online using a payment workflow that is hosted by Square. Learn more about the tools offered on the Square website.
Official site: https://www.adyen.com
Adyen is a service similar to PayPal that you can use to accept payments worldwide. The good thing about Adyen is that it allows you to make payments online, on mobile devices, and at the point of sale.
You can also easily accept international cards and local payment methods.
It is a real competitor in the online payment services market.
In fact, in 2018, eBay announced that it planned to stop using PayPal as a partner and replace it with Adyen. Therefore, it is one to consider if you are looking to change.
Official site: https://www.authorize.net
Authorize.net offers payment solutions for small businesses. Using it, you can accept payments online, through mobile devices, or in a store.
You can accept credit cards, electronic checks, and alternative payments.
There is even an application available, which you can use to accept and manage credit card payments.
This point of sale application also allows you to accept customer tips, reimburse transactions, and specify a type of sales tax.
The application is available for Android or iOS. To use the application, you must have an active Authorize.Net account.
According to the company, more than 400,000 merchants use Authorize.net to accept payments online and on the go.
8. Payline Data
Official site: https://paylinedata.com
Payline Data offers payment processing services to companies.
- Online payment processing: Offers a payment gateway that includes integrated data security and fraud protection. You can easily integrate payments into your online shopping cart, and with your REST gateway API, you can integrate payments into your application or software.
- Mobile payment processing.
- Payment processing at points of sale.
- Integrated payments
Official site: https://go.wepay.com
WePay offers integrated online payments. Work with more than 1,000 partners, such as GoFundMe. In addition, it allows you to process payments instantly and securely.
What makes WePay a good alternative is its customer service.
When you read about WePay online, one of the things about the company that appears most often is how good your customer support is. Since PayPal does not always receive praise for its customer service, WePay is a great alternative.
Official site: https://www.propay.com
ProPay provides payment processing solutions to a wide range of industries and businesses.
It has a number of services, such as:
- The ability to accept major credit and debit cards.
- Payment processing options for companies.
- Payment integration options.
- ProPay is ideal for small and large companies.
And, it has an A + rating with the Better Business Bureau.
Official site: https://www.charge.com
Charge.com is a business account provider.
It offers credit card processing services for merchants. Their rates are as low as 0.25%.
With Charge.com, you can accept credit cards from brands such as Visa, MasterCard, American Express and Discover, and checks online, in person, by phone, by mail, or by fax.
It also provides software, EMV terminals, and a credit card reader for a computer, smartphone, or tablet for free.
Therefore, with Charge.com, you can accept credit cards online or offline.
In addition, it also offers an online shopping cart for a hassle-free payment on your own website. Therefore, you do not have to direct your customers to the website of an independent payment processor.
12. 2 CheckOut
Official site: https://www.2checkout.com
2CheckOut is an online payment processing service that allows you to accept mobile payments by credit card, debit card, and PayPal.
It supports eight types of payment, 15 languages, 87 currency options, and more than 200 global markets. Thus, you can easily accept payments worldwide.
Offering easy-to-integrate payment options, 2CheckOut is a good option for merchants looking for an alternative.
Official site: https://global.paymate.com
With Paymate, you can accept card payments securely, such as Visa and MasterCard, through your smartphone and the Paymate OnTheGo card reader.
The good thing about Paymate is that it allows you to accept card payments online, in person and by phone. And, you don’t need a merchant account.
You can also charge customers in your local currency and process payments securely manually from any web browser.
Official site: http://paylane.com
PayLane is another company that offers online payment solutions. It supports more than 160 currencies and more than 30 payment methods.
In addition, you can set up automatic periodic payments and subscriptions for credit cards, PayPal and direct debits as well.
And what is useful of PayLane is that it also offers plugins for the main shopping platforms. Therefore, if you are not a very technical person, then this makes the configuration of a payment processor easier.
Official site: https://home.bluesnap.com
BlueSnap is an e-commerce payment service provider, specializing in the secure processing of global payments and payment gateway solutions.
It supports payment in 29 languages, 100 currencies, and 110 forms of payment, including popular mobile wallets, such as Apple Pay and PayPal. It allows you to make payments online and mobile, and offers you invoices and subscriptions.